Resident Qualification Requirements

We’re excited that you’re considering one of our homes! The information below outlines the standards used during our screening process to help determine if you’re a good fit for residency. Our goal is to ensure a fair, consistent, and transparent review for all applicants.

Income Requirements

Income-to-Rent Ratio

Applicants must demonstrate sufficient, verifiable income to comfortably support the monthly rent.

Total Combined Monthly Income of All Applicants:

  • 3 times or greater than the monthly rent

    ✔ Criteria Met

  • At least 1 time but less than 3 times the monthly rent

    ✔ Criteria Met with Qualified Co-Signer

  • Less than 1 time the monthly rent

    ✖ Criteria Not Met

Income must be verified through acceptable documentation such as recent pay stubs, tax returns, employment offer letters, or other approved records.

Credit History

Credit Score Evaluation

  • 650 or higher

    ✔ Criteria Met

  • 600 – 649

    ✔ Criteria Met with Qualified Co-Signer

  • 599 or lower

    ✖ Criteria Not Met

No Established Credit Score

Applicants without an established credit profile may qualify with a qualified co-signer.

Bankruptcies

  • Any discharged bankruptcy within the last 5 years

    ⚠ Manual Review Required

Rental History

A positive rental history is important in determining eligibility.

Landlord-Resident Disputes

  • Judgments in favor of a landlord within the last 5 years

    ✖ Criteria Not Met

Applicants should demonstrate a record of on-time payments, lease compliance, and responsible tenancy.

Criminal Background Screening

A background check will be conducted on all applicants. Criminal history is evaluated based on the type of offense, severity, and timeframe.

Automatic Denial (Criteria Not Met)

  • Any drug possession (all time)
  • Any drug trafficking or manufacturing (all time)
  • Any sexual offenses (all time)
  • Any violent offenses (all time)
  • Judgments related to landlord disputes within the last 5 years
  • Found in OFAC/terrorist database records

Manual Review Required

The following may require further review and supporting documentation:

  • Alcohol-related offenses within the last 7 years
  • Driving Under the Influence (DUI) within the last 7 years
  • Marijuana possession within the last 7 years
  • Marijuana trafficking/manufacturing within the last 7 years
  • Other drug-related offenses within the last 7 years
  • Criminal mischief (all time)
  • Dishonesty or fraud offenses (all time)
  • Crimes against persons within the last 7 years
  • Crimes against property within the last 7 years
  • Crimes against society within the last 7 years
  • Financial non-violent offenses within the last 7 years
  • Non-violent offenses within the last 7 years
  • Weapon-related offenses within the last 7 years
  • Any discharged bankruptcy within the last 5 years
  • Listed on a sex offender registry

Each case will be reviewed individually, considering factors such as time since the offense, severity, and evidence of rehabilitation.

Co-Signer Requirements

When required, a co-signer must:

  • Independently meet the 3x monthly rent income requirement
  • Have a credit score of 650 or higher
  • Pass the same background screening criteria

The co-signer must sign the lease agreement and accept full financial responsibility.

Equal Housing Commitment

We are committed to Equal Housing Opportunity and fully comply with all applicable federal, state, and local fair housing laws. All applications are reviewed using consistent criteria to ensure fairness for every applicant.